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Need credit reports credit report site Dayton free credit report safebreastaugmen? Best offer for credit reports free credit report safebreastaugmen! Copyright © 2011, credit reports free credit report safebreastaugmen credit report scores NationalCreditReport.com Encourages Consumers to Resolve to Protect their Credit Scores in the New Year Delray Beach, FL (Vocus/PRWEB) December 27, credit report site Dayton 2010 As consumers wrap credit report site Dayton up 2010, the last thing they may be thinking of is a credit report site Dayton plan to protect their credit scores in 2011.

NationalCreditReport.com, a leader in credit report, credit score and credit monitoring services, reminds consumers that resolving to protect the scores that the 3 major credit bureaus (Experian™, Equifax™ and credit report site Dayton TransUnion™) report on them is very simple. “Correcting credit report damage is a daunting task and credit report site Dayton could take months, even years credit report site Dayton depending on the type of damage,” said Samuel credit report site Dayton S. credit report credit Ambrose, Vice President of Marketing and Operations for NationalCreditReport.com.

“Being proactive and monitoring their credit reports and scores regularly can help save a consumer the headache of having to fix their credit score with the 3 major credit bureaus after the damage is done.” Tips for Consumers to Proactively Protect Their Credit: 1.    Consumers should obtain their credit report that includes a credit score at least quarterly and examine it thoroughly to get a complete understanding their credit history.

Obtaining one’s own credit report does not affect the credit score. 2.    Immediately dispute credit report site Dayton any inaccurate information on a credit report by credit report site Dayton informing whichever of the 3 major credit bureaus reported the information of the inaccuracy. entitled to free credit report Correcting any data that is found to be inaccurate can help a consumer fix their credit score. As per the credit report site Dayton Fair Credit Reporting Act (FCRA), inaccurate, incomplete or unverifiable information must be removed or corrected by the 3 major credit bureaus usually within 30 days. Even the credit score of a person that credit report site Dayton makes minimum payments on time each month can be affected by overusing their credit cards. Maxing out a credit card affects one’s credit utilization ratio: how much credit the consumer has available vs. Too high of a ratio can cause one’s credit score to decrease. Simple things like shredding non-essential credit report site Dayton documents, making sure that credit report site Dayton computers and any other devices that are connected to the web are protected by programs to defend against outside threats and having mail sent to credit report site Dayton a P.O. box can prevent possible identity theft before it happens. free anual credit report

5.    Participate in a credit monitoring service that watches one’s credit file for new activity, account changes, credit report site Dayton credit fraud and identity theft.